Ready To Buy A House. That's a smart question to ask before making one of the largest financial decisions of your life. Steps you should take while preparing to buy a house, including reviewing your credit, developing a budget and prequalifying. affording a home.
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Buying a house is a long-term commitment that requires strong financial standing, and in many ways it's about more than just money. "If you're saving money every month, that means your cash flow is in good shape, which is a good sign you're ready to buy a home," Roberge says. Homeownership is a big responsibility, and it's essential to make sure you have your financial house in order before taking responsibility for an asset that could be valued at half a million dollars or. Now that the economy appears to be rebounding into a much more stable position, it might be the time to start thinking about buying into the American dream of home ownership.